Security Benefit

Your New Favorite FIA

Foundations Annuity - Your New Favorite FIA

Foundations Annuity is a straightforward, competitive FIA designed for you and your clients.

You have access to many FIA products, but you may be missing out on some great features if you haven't considered Foundations Annuity.

Our highly competitive rates and a 1% bonus on your client's first-year premium payments are just a few reasons why advisors love Foundations.

Select index account caps up to

10.25%

effective 03/03/2025

Guaranteed Fixed Account rates up to

4.85%

effective 03/03/2025

Guaranteed Fixed Account GMIR

2.65%

effective 01/01/2025

 

View Current Foundations Rates

Essential Foundations Resources

When Is Zero Your Hero Thumbnail
 

When Is Zero Your Hero?

This sales idea looks at the hypothetical calendar year and daily rolling interest credits of all the Annual Point to Point Index accounts offered in Foundations Annuity.

  • Demonstrates how a 0% floor in Foundations can be a "hero" in terms of protection and accumulation.
  • On average, these index accounts delivered positive interest credits nearly 80% of the time.

 

Download Sales Idea

Fact Sheet with Commission
Foundation Fact Sheet Thumbnail

View our Foundations Fact Sheet for product details and commission schedule.

Download Fact Sheet
Foundations Competitive Advantage
Competitive Advantage thumbnail

Read more about the competitive advantages Foundations can offer your clients. See why Foundations could be your new favorite FIA.

Download Competitive Advantage
Why Diversify with an FIA?
A Case for Diversification Thumbnail

See how an FIA eliminates market downturns and fees from client portfolios - without sacrificing accumulation potential or advisor compensation.

Download Sales Idea

Getting Started

Onboard & Get Appointed

You'll need to become appointed to sell Security Benefit's Fixed, Fixed Index, and Variable Annuities.

Once appointed, we'll send you a New Rep Onboarding kit to guide you through your first sale.

Keep in mind that before selling Foundations, you'll need to complete Foundations product training.

 

Online Application Form
Register for Website Access

Your welcome email will include instructions on how to register for an account on SecurityBenefit.com, which will allow you to access your client accounts, order sales materials, and view rates, prices and performance.

Register Now
Suitability & Compliance

We offer resources on Advertising Policies and Procedures, Anti-money Laundering Training and NAIC Suitability Model Requirements.

Learn More
Submit Business

Follow our In Good Order Requirements to assure each new business application is complete and processed by us in a timely manner.

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About Security Benefit

For more than five decades, we’ve focused our expertise solely on the retirement market, providing a broad suite of annuities and mutual fund programs to help customers align their assets with their aspirations.

 

Contact Us

Find your Sales Team

We’re here to help your clients To and Through Retirement®.

FINANCIAL PROFESSIONAL USE ONLY — NOT FOR USE WITH CONSUMERS
 

Security Benefit Life Insurance Company is not a fiduciary and the information provided is not intended to be investment advice. This information is general in nature and intended for use with the general public. For additional information, including any specific advice or recommendations, please visit with your financial professional.

This material contains highlights only. Please refer to the annuity contract for a full explanation of the product and any charges or limitations. The Security Benefit Foundations Annuity, form 5800 (11-10) and ICC10 5800 (11-10), a fixed index flexible premium deferred annuity, is issued by Security Benefit Life Insurance Company. Product features, limitations, and availability may vary by state. In Idaho, Foundations is issued on form ICC10 5800 (11-10).

Bonus annuities may include changes to the elements used to determine the index interest credits or changes to the interest rate that are not included in similar annuities without a bonus. These changes may include lower current interest rates, higher surrender charges, longer surrender charge periods, lower participation rates or caps, higher spreads, or other changes. The amount of charges or reduction in interest credits may exceed the amount of the bonus.
 

Guarantees provided by annuities are subject to the financial strength of the issuing insurance company. Annuities are not FDIC or NCUA/NCUSIF insured; are not obligations or deposits of and are not guaranteed or underwritten by any bank, savings and loan, or credit union or its affiliates; and are unrelated to and not a condition of the provision or term of any banking service or activity. 
 

Fixed index annuities are not stock market investments and do not directly participate in any equity, bond, other security, or commodities investments. Neither an index nor any fixed index annuity is comparable to a direct investment in the equity, bond, other security, or commodities markets.

SB-10035-40  |  2024/09/10