Sales of multi-year guaranteed annuities — contracts from issuers that promise to pay a set interest rate for at least a specified number of years, such as three, four, five or seven years — accounted for about 37% of individual annuity sales. David Byrnes, chief distribution officer at Security Benefit, expects worries about the presidential transition and the geopolitical situation to help keep MYGA sales strong. The products "offer a safe haven for assets by mitigating market risk and by helping to diversify a portfolio," Byrnes said.