SecureDesigns® Variable Annuity

At a glance

Product name: SecureDesigns® Variable Annuity
Product type
Variable Annuity
Minimum purchase
$10,000
Account type(s):
403(b)
IRA
Non-qualified
Roth IRA
Cost
M&E: 0.60% - 0.85%; Annual Admin Fee: 0.15%
Surrender charges
7-year
Strategy
Nearly 90 underlying funds + Fixed Account
Optional rider(s):
4% Extra Credit Enhancement: 0.55%; Alternate 4-yr Withdrawal Charge: 0.60%; Alternate 0-yr Withdrawal Charge: 0.70%; Waiver of Withdrawal - Nursing Home, Disability, or Terminal Illness (may vary by state): 0.05%; Annual Stepped-up Death Benefit: 0.20%

What are some key challenges for growing your retirement savings?

Key features
  • Build an investment portfolio tailored to your risk profile and financial goals from nearly 90 well-known underlying investment options. Or, choose from one of our Target Portfolios by Mesirow.
  • Low product cost paired with tax-deferred portfolio growth helps accumulate wealth faster.
  • Optional riders let you choose the protections and benefits you want.

Many advisors are encouraging their clients to stay the course in today’s turbulent market environment. With the SecureDesigns Variable Annuity DCA Plus 6-month Account (only available on new contract purchases), you can receive 5% on your new Contract Value in the DCA Plus Account as it waits to systematically transfer into your choice of underlying investment options over six months.1

Return on investment, inflation, and taxes are just three of many variables to manage your path to achieving investment success. The SecureDesigns Variable Annuity can help address these challenges and plan for your financial future.

Read more about the benefits of the SecureDesigns Variable Annuity.

Talk to your financial professional to see whether a SecureDesigns Variable Annuity can complement your retirement portfolio.

Learn more about the benefits of SecureDesigns Variable Annuity


1Applies to Purchase Payments made within the first six months of contract date. Dollar cost averaging does not  guarantee a profit or protect against loss in a declining market.

Rates
Effective Date: 12/01/2024 Empty th for screen readers
Product/Contract Value Current Rate
Less than $25,000* 3.00%
$25,000 to $99,999* 3.15%
$100,000 or more* 3.25%
DCA+ (6 Month) Less than $25,000* 4.75%
DCA+ (6 Month) $25,000 to $99,999* 4.90%
DCA+ (6 Month) $100,000 or more* 5.00%
DCA+ (12 Month) Less than $25,000* 1.00%
DCA+ (12 Month) $25,000 to $99,999* 1.00%
DCA+ (12 Month) $100,000 or more* 1.00%
Guaranteed Minimum Interest Rate 2.80%

You should carefully consider the investment objectives, risks, charges, and expenses of the investment options available under the variable annuities offered. You may obtain a prospectus and/or summary prospectus that contains this and other information about the investment options or variable annuity by calling our Service Center at 800.888.2461. You should read the prospectus and/or summary prospectus carefully before investing. Investing in variable annuities involves risk and there is no guarantee of investment results.
 

Annuities are long-term investments, suitable for retirement investing. The investment return and principal value of an investment in a variable annuity will fluctuate and you may have a gain or loss at redemption.

Guarantees provided by annuities are subject to the financial strength of the issuing insurance company. Annuities are not FDIC or NCUA/NCUSIF insured; are not obligations or deposits of, and are not guaranteed or underwritten by any bank, savings and loan, or credit union or its affiliates; and are unrelated to and not a condition of the provision or term of any banking service or activity. 
 

See the prospectus for complete product details.

The SecureDesigns Variable Annuity, form V6029, is a flexible purchase payment deferred variable annuity issued by Security Benefit Life Insurance Company (SBL) and distributed by Security Distributors, a subsidiary of SBL. SBL is a subsidiary of Security Benefit Corporation (Security Benefit). 

Mesirow Financial is not affiliated with Security Benefit. Mesirow Financial refers to Mesirow Financial Holdings, Inc. and its divisions, subsidiaries and affiliates. The Mesirow Financial name and logo are registered service marks of Mesirow Financial Holdings, Inc. © 2019. All rights reserved.